HomeAuthorSpenderrific, Author at Spenderrific

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In the past decade, advancements in the technology world have brought us many things. Among them is online banking, one thing we are all grateful for; it saves us time and energy we would otherwise waste queuing at the banking halls. With online banking, you can transfer money to other bank accounts, pay bills, and mobile accounts. You can even open an account online, with some local banks here in Kenya like SCB, KCB, and...

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What are you reading during this isolation period? We know it is long overdue for some page-turner recommendations. But, we are here for you, especially during this quarantine period. Our quarantine reading list will keep you busy, entertained, and a little bit more knowledgeable. Nonfiction quarantine reading list 1. Digital Democracy, Analogue Politics: How the Internet Era is Transforming Kenya by Nanjala Nyabola At least 89.7% of Kenya’s population has access to the internet. We...

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With increased tough economic times, financial security has become a concern to many. This is not different if you have a mad ambition to move out and live independently. With the huge freedom however, there is a huge responsibility to be borne. Here are some helpful tips to guide you on how to save money to move out.  Budgets are friendly Up until the thought of moving out cropped up, one is oblivious of the...

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Small and Medium Enterprises (SMEs) are an essential part of any growing economy. According to research, SMEs make up 95% of firms in most countries. These small and medium enterprises create lots of jobs, innovate, and come up with new ideas while also contributing to GDP. In Africa, especially Kenya, SMEs have been instrumental in creating employment for the middle class. While they are vital for creating local products and services, SMEs face a lot...

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There is nothing as refreshing as adventure travel. You get to go to places you have only dreamed about. As much as it is interesting, it is also arduous and fraught with misadventure. Pun intended. But this is how you get to make those memories that will last a lifetime. In fact, travel enhances growth. Below are nine ways in which you can enrich your life by travelling. 1. GETTING TO KNOW YOURSELF When you...

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One travels with the hope of finding something worthwhile as well as making a lifetime worth of memories. East Africa guarantees you this and much more. From the beautiful landscapes to the unforgettable cuisine and amazing hospitality. East Africa is all about life-changing cultural experiences.  So, if you are planning to travel soon, here is why you should start with East Africa. Cultural Festivals There is no shortage of events to attend in East Africa....

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If you are looking for a way to make some extra income or even a full-time gig, working as a cab driver might be it. The taxi business in Kenya has evolved over the years, thanks to the rise of ride-hailing apps. As a cab driver with these ride-hailing apps, you can consider yourself self-employed. Working with taxi-hailing apps will not only give you more earning potential but also flexible hours. So, if you have...

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When the travel bug hits, it’s hard to go wrong when visiting an island. And, when it comes to this, we have a list of top Islands to visit East Africa. East Africa has some of the best islands in the world. Their pristine white sand beaches, clear aquamarine water, and unique sea life make it a bucket list destination for anyone. The cuisines are also to die for, plus a rich history for history...

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Africa is a beautiful, glorious place. There is no reason why it should not be on your bucket list; it has 54 countries, diverse cultures, languages, and rich history. You might be thrilled about hitting the white sandy beaches and enjoying an African Safari, but do you have your travel vaccine checklist? As with any other place, there are several things you need to do as you prepare for African travel. One of them is...

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Personal finance involves many aspects like paying for education, financing the acquisition of real estate and other durable goods, food, and health. But that’s not all. When it comes to managing your personal finances, your retirement should also be factored. However, the biggest conundrum of this is how much to save for retirement? In general, the principle dictates that you save as much as you can for your retirement. But maybe this age-wise analysis of...