HomeAuthorSpenderrific, Author at Spenderrific

https://www.spenderrific.com/wp-content/uploads/2021/11/Is-a-Face-Mask-Really-Good-For-Your-Face.1-1280x720.jpg

Have you thought about using a face mask but are wondering whether it’s really good for your face?    Regardless of how you look at it, face masks might not be THAT appealing. Whether they’re composed of an unidentifiable green goop or a plastic sheet that you apply to your face, both have the effect of making you appear more alien than you could have ever hoped for when using it.   On the other...

https://www.spenderrific.com/wp-content/uploads/2021/11/Holiday-Shopping-Guide-Top-Gifting-Rules-to-Follow.1-1280x720.jpg

The Christmas holiday is here, and we all know what it means; gift season! But, instead of buying just anything this season, we want you to put a little bit more thought into your gifts. Whether you are gifting your friend, your parents, significant other, or a colleague.  This sounds quite challenging and overwhelming. We know. But, what if we told you there is a way to shop wisely and make your recipients happy? Below...

https://www.spenderrific.com/wp-content/uploads/2021/11/What-Is-a-Smart-Home-Hub-and-Do-You-Need-One.1-1280x720.jpg

What are smart home hubs, and do you need one?  A smart home hub or a smart home bridge is a device that links home automation gadgets on a network and manages communications between them. Are you planning to utilize the internet of things (IoT) devices with a smart home hub connected to the internet either regionally or via the cloud? In that case, you should look for hubs that use the Z-Wave or Zigbee...

https://www.spenderrific.com/wp-content/uploads/2021/11/Best-Vacation-Ideas-and-Destinations-for-Seniors.1-1280x720.jpg

Travelling has many benefits, improving your mental health, reducing the risk of depression, and increasing heart health. There are many incredible places ready to be explored, but where should you go? Senior holiday destinations vary depending on budget, and more importantly, interest. Some of you might dream of Scuba diving in Thailand, while some desire to relax on a sandy beach in the sun.  This article lists a few of the most popular Vacation Ideas...

https://www.spenderrific.com/wp-content/uploads/2021/11/Complete-Guide-For-Buying-Bathroom-Towel-Rails.1-1280x720.jpg

Have you ever stepped out of the share, shivering and wishing there was a way to wrap yourself up in a warm towel? That’s where bathroom towel rails come in.  Who doesn’t appreciate a nice warm towel to get out of the bath or the shower? Modern heated towel rails are meant to keep both you and your bathroom comfortable, especially in these colder winter months.  Perhaps you are contemplating a complete bathroom upgrade or...

https://www.spenderrific.com/wp-content/uploads/2021/10/How-To-Safeguard-Your-Assets-From-Creditors-With-Trusts.1-1280x720.jpg

Are you concerned that you may lose your assets to creditors? You should protect your assets. Trusts are the most effective asset protection tools in use today. Most people know trusts as estate planning tools used to apportion assets among beneficiaries at death, but trusts can be more than just tools for apportionment. Depending on the type of trust you create, you may also employ them to protect your belongings. Generally, there are two categories...

https://www.spenderrific.com/wp-content/uploads/2021/10/Everything-You-Need-to-Know-About-Annuities.1-1280x720.jpg

Are you looking for a source of guaranteed income in your retirement period? Out of many options available, you may opt for annuities. An annuity is an insurance product customized for your need. Annuities are not short-term investments but relatively long-term investments for you.  What is an Annuity An annuity is an insurance contract by which an insurance company promises you a fixed income for a lifetime or a specified period. You can purchase this...

https://www.spenderrific.com/wp-content/uploads/2021/10/Top-Africa-Travel-Destinations-for-Retirees.1-1280x720.jpg

There are numerous Africa travel destinations for retires that can allow you to explore the world in your golden years.  Retiring is something we all look forward to. Having enough time to go on that cruise you’ve always wanted to or book that safari you have only been able to dream of. Many locations in Africa flood the bucket lists of many Retirees.  But why is Africa such a fantastic travel destination? Africa is a...

https://www.spenderrific.com/wp-content/uploads/2021/10/How-to-Avoid-Probate.1-1280x720.jpg

More than ever, lawyers and accountants advise clients to use estate plans to put their affairs in order. One of the benefits frequently listed is that a good estate plan can help you avoid probate. While you might do everything to ensure your hard-earned money goes to your beneficiaries, the probate process could delay everything. Unfortunately, it can also be an expensive and overwhelming process for the loved one’s you leave behind.  As such, finding...

https://www.spenderrific.com/wp-content/uploads/2021/09/Wills-vs-Trusts-1280x720.jpg

Today, a lot of adults say they wish they were ‘trust fund babies.’ Who is a trust fund baby? A ‘trust fund baby’ is someone who receives financial support from trusts created by their parents to cater for them. Trust fund babies are beneficiaries of estate planning. Contrary to popular misconception, estate planning is not exclusive to wealthy individuals. Anyone can use estate planning tools to put their affairs in order and make life easier...