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What hiking essentials should you always pack for a day on the trail?  Well, planning for a hiking expedition is nothing short of exciting. Looking at maps, checking the logistics, and picturing all the scenic routes you will take!  Sometimes, you get so caught up in the planning, you forget about the essentials. So, what should you pack for a day on the trail? You need to pack all of the necessary items to ensure...

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Growth vs value investing, what is your investment style? For example, do you see yourself as a growth investor or a value investor? Many successful individual investors often stick to a single investment style. But, if you want, you may use both within your portfolio.  Committing to a single style helps you become consistent. With time, you will develop expertise with your chosen investment style. Using both may also help you diversify your portfolio. The...

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Are you looking to make your current system at home into a smart home?  Technology has come a long way! And with all the advancements, it is making our lives more comfortable and more accessible. Even if it is simple tasks like turning your lights on and off. Or locking the door with your phone and making coffee at the tap of your smart gadgets.  That’s what having a smart home is about.  However, transforming...

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Traveling is exciting. Whether it is exploring new places, visiting family and friends, or making your annual trip to the beach; however, the actual travel can be lengthy and uncomfortable.  This is where travel pillows come in!  Travel pillows can support your neck, back and provide comfort. Hopefully, enough comfort to sleep through the journey or watch your favorite film. However, there are many things to consider when purchasing your travel pillow. Our guide provides...

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“If you fail to plan, you plan to fail!” – Benjamin Franklin   You have probably heard this endless times. Well, it is solid advice. A secure financial future requires good planning, especially when it involves your retirement life. In the past, social security and pension were just enough to enjoy retirement. Not anymore! Today, to enjoy financial security in retirement, you need regular cash flows. That means you need to fund your post-work life...

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What are the signs that you need a humidifier in your home or office?  Humidifiers are vital equipment that you never realized you needed to keep the moisture in our homes pleasant. In chilly winter months, they assist us in circumventing dry sinuses and itchy skin. But in arid, dry areas or during summer, they may equally be beneficial.  How can you determine if a humidifier is necessary? This article provides a  checklist of top...

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Looking for new adventurous ways to spend time outdoors? How about rock climbing?   Gripping tightly onto a rock while pushing yourself up with your legs is physically demanding. And the height can sometimes be terrifying. So, is it worth it?  Yes, it is! Climbing does not only give you an incredible full-body workout but complete self-satisfaction and a boost in self-esteem. You will find yourself solving problems, leaving your comfort zone, and maybe even practicing...

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Do you know that a startup budget can guide you to avoid any missteps in the initial stage? Have you ever realized why investors or banks always insist on a startup budget?  It is because each penny counts, especially in the initial phase of a startup. Whether self-financed or borrowed, proper allocation of every penny in the business operations counts. Budgeting and financial projections might seem troublesome, and these are the lifeline of your startup...

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Travel restrictions might still linger, but that doesn’t stop us from dreaming about walking down white sandy beaches or chasing nature trails in lands far away from home.  And Africa is an excellent post-pandemic travel bucket list for anyone seeking adventure and shaking off whatever remains after this rollercoaster!   Traveling around Africa is a beautiful and ultimate travel experience. The continent is packed with beaches, mountains, and incredible wildlife. It is home to the world’s...

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Ever wondered how you can increase your income streams by earning royalty income? Income from royalties is money you make when you allow the use of your property. It could be copyrighted works, patents, franchises, natural resources, and so much more.  For instance, each time you stream music on your phone, the musician who performed the song receives royalties. In addition, the music streaming service you use pays the musician a fixed amount from your...