Personal Finance Archives

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Personal FinanceHow much to save for retirement

August 12, 20197111 min

Personal finance involves many aspects like paying for education, financing the acquisition of real estate and other durable goods, food, and health. But that’s not all. When it comes to managing your personal finances, your retirement should also be factored. However, the biggest conundrum of this is how much to save for retirement? In general, the principle dictates that you save as much as you can for your retirement. But maybe this age-wise analysis of...

by Spenderrific

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Personal FinanceBudgeting 101: Budgeting Guide for beginners

July 22, 20199911 min

Have you ever looked at your bank account a week after payday and wonder what happened to your money? Yeah, me too. The only thing that saved me from overspending and to account for every penny was budgeting. I have laid out a budgeting guide for beginners that has helped me save money, and might be an excellent way for you to account for your money. 5 budgeting steps for beginners Setting a financial...

by Spenderrific

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Personal FinanceInvesting 101: Investment vehicles for a beginner

June 27, 20191158 min

If you are just getting into the realm of investing, today we are going to be giving you tips on how to do so. What is investing? In a nutshell, it is the creation of wealth by means of committing resources in an enterprise or endeavor and hoping for a positive return. Simply put, investment is employing your money by making a financial investment to make a profit. Many people invest for two reasons mostly:...

by Enid Kathambi

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Personal FinanceFrugal Tips for the Easter Holiday

April 15, 20192819 min

Easter Holiday is around the corner, and we all know what it means- spending a lot of money on food, decor and maybe new outfits. Most of us are still reeling from Christmas holiday and Valentine’s Day debts. Now, Easter holiday is around the corner and without a proper financial planning, things will only get worse. However, we have compiled for you frugal tips that will help you save. Save with the below frugal tips...

by Spenderrific

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Lifestyle Personal FinanceValentine’s Day on a budget? Here is how to nail it

January 28, 20192718 min

Valentine’s Day is around the corner, people. Since most of us are still dealing with post-holiday debts, we are looking for ways to show our people that we love them. But, on a budget. Celebrating Valentine’s Day on a budget is very much possible. It is all about knowing your loved one and spending smart on them, and what really counts is the action, not the money you spent. Whether you are single or not,...

by Spenderrific

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Personal FinanceSort your post-holiday debt in a jiffy

January 4, 20192938 min

The new year is finally here! We still have the sweet memories of the holiday season. The spending, however, has left some of us with post-holiday debt. Holiday expenses, buying gifts, the food and so much more. It is a ghost that will be hovering over our bank accounts for the better part of January. If you don’t plan yourself well, your post-holiday debt will spiral to February, March and maybe the rest of the...

by Enid Kathambi

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Personal FinanceBlack Friday: Shop on a Budget

November 5, 20182426 min

The holiday season is upon us people, and what better way to kick it off than with Black Friday. The deals that come with Black Friday from various retailers could make you break your bank. We do not want that for you mostly because the holiday season can be very long when you are broke. To help you contain your shopping spree excitement this Black Friday, here is how to shop on a budget. This,...

by Spenderrific

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Personal FinanceGuide to Save for Your Child’s College Education

October 5, 201829518 min

One of the major concerns for parents in this era is the provision of quality education for their child/ children. Therefore, it is important to find the appropriate financial alternatives to guarantee it. A quality education for your children will allow them to have greater opportunities. It will also facilitate them to have the indispensable tools to be professionally successful. This, in return, will give them a better lifestyle. College, for example, is one of...